Crypto Rules on the Horizon: What’s Next for Bitcoin and Ripple

Ripple’s chief, Brad Garlinghouse, told a conference in Miami that the United States is close to making big moves on crypto law. He pointed out that two weeks in May—starting on the 11th and again on the 18th—could decide whether a full‑fledged federal crypto bill passes. If the Senate Banking Committee loses steam, the chance of a comprehensive act drops sharply, and lawmakers might turn their focus to the upcoming election instead. Bipartisan groups are still working on a plan that would split responsibility between the SEC and the Commodity Futures Trading Commission. They are also looking at rules for stablecoins. Garlinghouse warned that the November election could slow progress because legislators may be busy campaigning.He explained Ripple’s own approach: building bridges that let banks and other big players use blockchain technology. The company is pushing projects that make it easier for institutions to hold and trade digital assets, especially using XRP as a form of collateral. Ripple’s goal is not to force widespread use of its token, but to make it useful and trustworthy for large‑scale financial operations. The company believes that clear rules and smooth integration with traditional finance are the keys to long‑term success.