Growing Up Ramsey: A Unique Financial Upbringing

Rachel Cruze, daughter of financial expert Dave Ramsey, shared some unique experiences from her childhood. She posted a video on TikTok on November 24th. In the video, she talked about things she thought were normal but were actually special to her family. One of these things was reading a book called "How to Win Friends and Influence People" by Dave Carnegie. She and her siblings had to write a two-page report about what they learned. This might sound like a lot of work, but it was a way for them to learn important life skills. Another interesting thing was going to flea markets with only $5 or $10. The goal was to learn how to negotiate prices. This was a hands-on way to understand the value of money and how to get the best deal. Cruze also talked about bouncing a check when she was a teenager. She had to go to the bank and apologize to the manager. She said it was a lesson in taking responsibility for her actions. She admitted that it was not a fun experience, but she is grateful for the lessons she learned. In a previous interview, Cruze talked about her early financial education. She mentioned that she and her siblings had to budget with the money they had. If they wanted more, they had to get a job. This taught them the importance of earning and managing money. She also shared that she made some money management mistakes, like bouncing three checks in her second month of having a checking account. These experiences helped her learn the importance of being careful with money.