Crypto in the UK: Fewer People, Bigger Bets

In 2025, fewer adults in the UK owned cryptocurrency compared to the previous year, but those who did were investing more money. This shift was revealed in a recent survey. The number of crypto owners dropped to 8% in 2025 from 12% in 2024. However, this is still double the ownership rate from 2021, which was just 4%. The survey also showed that people are moving away from small investments. More are choosing to invest larger amounts. For example, 21% of respondents held between $1, 343 and $6, 708 in crypto. Meanwhile, 11% had between $6, 709 and $13, 416. This trend suggests that crypto investors are becoming more serious about their investments.Bitcoin and Ether remain the most popular cryptocurrencies among UK holders. About 57% of respondents owned Bitcoin, and 43% owned Ether. Altcoins like Solana were less common, with only 21% of holders reporting ownership. The survey also highlighted that people involved in lending and borrowing crypto are more knowledgeable. They are also more comfortable with risk and more aware of warnings from financial authorities. The survey results were released on the same day that the UK's financial watchdog launched consultations on crypto market rules. These rules cover exchanges, staking, lending, and decentralized finance (DeFi). The watchdog is seeking feedback from relevant entities by February 2026. This is part of the UK government's efforts to create a regulatory framework for cryptocurrencies.