Crypto Investor Warns: XRP and SHIB May Have Further to Fall

Crypto investors are hoping for a better year in 2026 after a tough 2025. The total market value of all cryptocurrencies dropped from $3. 5 trillion at the start of 2025 to just over $3 trillion by the beginning of 2026. Two coins that took a big hit are XRP and Shiba Inu (SHIB). XRP, which aims to revolutionize cross-border payments, is down 45% from its yearly high. Shiba Inu, a meme coin, has lost 67% of its value over the past year. One investor, Anthony Di Pizio, believes these coins are not a good bet. He predicts both could drop another 50% or more in 2026. XRP faces challenges because banks using its network don’t have to use XRP itself. They can use regular money instead. This means even if more banks use the network, it might not help XRP’s price. Plus, Ripple, the company behind XRP, launched a stablecoin in late 2024. Stablecoins are less volatile than XRP, making them a better choice for payments.Di Pizio thinks XRP’s price is mostly driven by speculators, not real demand. This makes it risky. XRP has a history of big crashes. After hitting an all-time high in 2018, it lost more than 90% of its value in less than a year. With it already down 45% from its recent peak, another big drop is possible. Shiba Inu also has problems. It was launched in 2020 and became very popular, but it’s known for being very volatile. It has no real use, and its massive supply of 589. 2 trillion tokens makes it hard for the price to rise. Even at a modest price of $1, its market cap would be $589. 2 trillion, which is unrealistic. Without real demand or big speculative gains, it’s unclear who would buy it. This is why it lost over 60% of its value in 2025, and Di Pizio predicts another 50% drop or more in 2026.