Crypto Wealth and the New Way to Borrow

Crypto millionaires are growing fast. In 2025, there were 241, 700 of them worldwide. That's a lot! But what if they want to borrow money without selling their crypto? Traditional banks often say no to crypto as collateral. So, what's the solution? Enter DeFi, or decentralized finance. It's a way to borrow money using crypto as collateral. But it's not always easy. For someone who just bought crypto and watched it grow, DeFi can be confusing. That's where companies like Cometh come in. They help wealthy clients use their crypto to get loans.Wealthy people often use collateral loans. These are short-term loans where they put up assets like stocks or bonds. It's a quick way to get cash without selling investments. But with crypto, it's different. DeFi loans can be processed in just 30 seconds. Traditional loans can take up to a week. There are perks to using crypto for loans. No credit checks. No tax returns. And it's anonymous. But there are drawbacks too. Crypto prices can drop fast. If that happens, the loan might get liquidated automatically. Cometh is trying to bridge the gap between traditional finance and DeFi. They have a MiCA license in France. Now, they're working on using DeFi strategies for stocks, bonds, and derivatives. It's a new way to borrow money using crypto and traditional assets.