Digital Money Is Now a Must‑Have for Finance Companies

Financial leaders around the world are saying that offering digital money solutions is no longer optional. In a recent survey of more than 1, 000 firms—including banks, asset managers, fintechs and corporates—72 percent agreed that businesses must provide digital asset services to stay competitive. The study highlighted stablecoins as the most popular use. A solid 74 percent of respondents said these digital currencies can improve cash flow and free up capital that is otherwise locked away. The focus has shifted from “should we use digital assets? ” to “how do we buy, build or partner for the necessary infrastructure? ” Regulation changes, interest from large banks, fintech adoption and the rise of stablecoins are all driving this shift. Many firms are now looking for partners who can help them set up secure storage, manage token lifecycles and handle distribution.Fintech companies are leading the way in building new solutions. Nearly half of fintech respondents plan to develop their own digital asset offerings, while only 14 percent of corporates will do the same. In contrast, 74 percent of corporate respondents prefer to work with external providers. Banks and asset managers are particularly focused on secure storage. Almost 90 percent of those exploring tokenization partners say security is a top priority, with 82 percent and 80 percent also citing lifecycle management and primary distribution as key concerns. Advisory support is also in high demand, especially for pre‑issuance structuring. When selecting partners, 97 percent of respondents stressed the importance of security certifications such as ISO and SOC II. The overall message is clear: digital assets are here to stay, and finance leaders are actively planning how to integrate them into their operations.