Why Ripple's Success Isn't Boosting XRP's Value

Ripple has been making big moves in 2025, but the XRP token isn't getting the attention it might deserve. Despite moving a massive $95 billion in payments, XRP's price hasn't seen a significant jump. This shows that a company's growth doesn't always translate to its token's success. Many people expected XRP to soar as more banks joined RippleNet. However, with over 300 banking partners and billions in transactions, XRP remains relatively unchanged. The token needs to step up and become the main focus rather than just a supporting player. Ripple Labs has had an impressive year. They secured approval to operate Ripple National Trust Bank and raised a substantial $500 million. Yet, banks are more interested in Ripple's tools than XRP's price. They use XRP to reduce costs and speed up payments, not to speculate on its value.When banks join RippleNet, they're not just signing up for a payment service. They're also making it difficult to switch later. Changing systems would mean renegotiating with hundreds of other banks, a process worth billions. So, Ripple's big win in 2025 was about keeping banks committed, not about XRP reaching new heights. Comparing XRP to silver, we see a different story. Silver's price surged 150% to $72, but its usage remained unchanged. Companies still buy silver at market prices, and demand didn't shift much. XRP, on the other hand, offers banks significant savings on fees, which add up over time. Unlike silver, payment infrastructure becomes more valuable with each new bank that joins.