Mutuum Finance: A Look at the Crypto Project's Progress and Plans

Mutuum Finance, a decentralized finance (DeFi) project built on Ethereum, is making strides in its development. The project's token, MUTM, is nearing the end of its distribution phase, with the first version of the protocol set to launch soon. Mutuum Finance aims to create a lending and borrowing system that caters to different user needs. It offers two main features: pooled lending and structured borrowing. In pooled lending, users contribute assets to shared pools and receive mtTokens in return. These tokens represent their share of the pool and earn yield based on borrowing demand. This allows users to earn passive income without managing individual loans. Structured borrowing, on the other hand, lets users borrow funds by providing collateral, with loan-to-value limits and liquidation thresholds to protect lenders. The project is preparing for its V1 deployment on the Sepolia testnet in the last quarter of 2025. This version will include core features like liquidity pools, mtTokens, debt tokens, and automated liquidation systems. The initial assets supported will be ETH and USDT, which will be used for lending, borrowing, and collateral during testing.The MUTM token has a total supply of 4 billion, with 45. 5% allocated to the presale. The presale, which started in early 2025, has seen the token price increase by around 250% since its first phase. The project has raised approximately $19. 45 million from over 18, 650 participants. The current phase is almost complete, with less than 1% of the tokens remaining. The official launch price is set at $0. 06, which means Phase 1 participants could see a 500% return on their investment. Mutuum Finance has seen steady participation and demand. The project operates a daily leaderboard that rewards the top contributor with $500 in MUTM, encouraging ongoing engagement. Token purchases can be made through card payments, making it easier for users without cryptocurrency to participate. The project has also prioritized security, completing a CertiK token scan with a score of 90 out of 100 and launching a $50, 000 bug bounty program. Looking ahead, Mutuum Finance plans to expand its infrastructure. This includes developing a native stablecoin to support borrowing demand and maintaining price stability. The project also has plans for Layer 2 deployment, which would reduce transaction costs and improve execution speed. As the presale nears completion and the V1 development progresses, Mutuum Finance is entering a crucial phase. The combination of shrinking token supply, rising participation, and visible infrastructure development positions the project for its next stage of growth.