Weight and Insurance: A Model’s Shocked Story

A 40‑year‑old plus‑size model recently shared that a major insurance company rejected her application for life coverage because of her weight. In a video posted to TikTok, she explained that the decision was based on her being over 300 pounds and only 5‑foot‑3. She joked that she had assumed her healthy habits—daily exercise, no smoking or drinking, and no medical conditions—would make her eligible. The denial made her feel “shocked” and led her to criticize the insurance industry as a whole for being “fatphobic. ” She added that she had no pre‑existing conditions and was not on any medication. Despite this, the insurer’s policy stated that her body mass index made her ineligible for coverage. The model called this a broken system and promised to learn from the experience, saying it “won’t happen again. ” In her caption she addressed the insurer’s representative directly, calling out their actions. Last week, the model posed in a green bikini that read “fat” and used a caption about how people often try to change weight for personal identity. She also revived her #effyourbeautystandards campaign, saying that the message is still relevant 13 years later. She emphasized that self‑acceptance should not be judged by body size.The model recalled a disturbing incident on a United flight. While traveling first‑class with her nine‑year‑old son, a flight attendant approached her in the restroom. The attendant claimed that because she was traveling with a child, losing weight would benefit her and mentioned a sister of the attendant who was similarly large. The conversation lasted about ten minutes, leaving the model in shock and reluctant to create a scene because her son was present. She later reported the incident to United, requesting sensitivity training for staff. United said it would forward her complaint and speak with the crew member involved. The model clarified that she does not want anyone to lose their job; she simply wants awareness and better training so such comments do not occur again. The model’s story highlights the ongoing issue of weight discrimination in insurance and everyday interactions. It calls attention to how policies may not account for overall health and how people in public settings can be subjected to unsolicited advice about their bodies. The narrative encourages conversation about fairness, respect, and the need for institutions to examine their biases.