Where to Set Up Your Crypto Business in 2026: A Smart Guide

Choosing the right place to start a crypto business is tricky. In 2026, new rules will kick in across the EU. This means crypto companies need to think carefully about where to set up shop. A law firm with a lot of experience in this area has shared some advice. The EU is making big changes. Starting in January 2025, there will be new rules for crypto companies. These rules, called MiCA, will apply to all 27 EU countries. To operate under MiCA, companies need to meet certain requirements. They must have an office in the EU, a local director, and at least €50, 000 in capital. They also need to follow strict anti-money laundering and IT rules. This can be a lot to handle, but it also means companies can access all EU markets. Outside the EU, there are other options. El Salvador is known for being friendly to Bitcoin. It offers licenses with tax breaks and quick registration. The process takes about 3-6 months, and the minimum capital required is $2, 000. Bosnia and Herzegovina is another good choice. It is close to the EU and offers a cost-effective registration process. The minimum capital requirement is about $580, and the process takes around 4 months. This makes it a great option for startups. Seychelles is also a good place for crypto businesses. It offers a legal framework for crypto services. Companies need to have two directors, a physical office, and undergo annual audits. The annual fee starts at €10, 000. This jurisdiction is particularly suitable for exchanges, custody services, or broker-dealer operations. For companies that are not handling fiat currencies or are in the early stages, offshore jurisdictions might be a better option. Panama offers remote registration in under a week, robust privacy laws, and no capital requirement. Costa Rica has a territorial tax system, meaning no tax on foreign income, and no audit or reporting obligations. Choosing the right jurisdiction is crucial. It helps companies manage costs and stay compliant with regulations. The right choice can make a big difference in the long run.