DEBT FINANCE

Vietnam’s small and medium-sized businesses just got a major financial lifeline. A Hanoi-based non-bank lender called EVF secured a US$25 million loan from an international fund to expand its services. The money comes from the OPEC Fund for International Development, a group that typically supports

Many firms see technical debt as a growth side effect, but few notice the hidden operational debt that creeps into finance. Early on, teams patch together spreadsheet hacks and informal approvals to keep the books moving. When transaction numbers grow and new reporting rules appear, those patches tu