FINANCIAL LITERACY

May 05 2026BUSINESS

How Strong Cash Flow Beats Big Revenue Numbers Every Time

Most new businesses don’t fold because they’re unpopular. They collapse when their money runs out before their next big sale. Bank accounts need constant feeding, no matter how impressive the sales ledger looks. This basic fact explains why so many companies withsterling ideas still disappear within

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May 01 2026FINANCE

Sports betting isn’t a shortcut to riches—it’s a losing game

Sports betting has grown into a massive industry in recent years, with billions flowing through legal markets. But few people understand just how one-sided this game really is. Even billionaire investors like Warren Buffett have called it "a tax on stupidity, " a harsh way of saying most people lose

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Apr 23 2026FINANCE

Books by Black authors that teach smart money moves

Money habits start early, often shaped by what we saw—and didn’t see—around us as kids. Whether you’re aiming to ditch debt, start investing, or simply understand credit scores, the right book can help rewrite those habits. A mix of guides for adults and fun reads for young readers from Black author

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Apr 15 2026FINANCE

Money Skills: The Key to Baltimore’s Future

Financial knowledge is more than a buzzword; it shapes the way people work, buy and invest. In Baltimore, where many families face economic challenges, a lack of money‑management skills can lock students out of higher education and stable jobs. Only about half of Maryland adults feel confident ha

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Apr 15 2026HEALTH

Brain Injuries Get Less Attention When Money Runs Out

Every year, over a million Americans get a concussion, often from small accidents like slipping on ice or bumping heads during playtime. Yet when these injuries cause long-term damage, many victims struggle because government support for brain injury research vanished years ago. Experts warn that wi

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Apr 14 2026EDUCATION

Student Builds Space‑Themed App to Teach Money Skills

A 17‑year‑old from Oakton High has turned a boring topic into a game. He created MoneyQuest, an online quiz adventure that looks like a space mission and lets players earn points while learning how to budget, save, and spend wisely. The app was launched on April 1 so it would start with Financial Li

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Apr 07 2026FINANCE

Debt, the New Reality: Why Teens Must Learn Money Now

High schoolers face a future where debt is the norm, not the exception. Recent data shows household borrowing has shot up to nearly $19 trillion, with mortgages topping $13 trillion and student loans climbing past $1. 6 trillion. Credit card debt has also surged, reaching over $1. 3 trillion i

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Apr 06 2026FINANCE

Where Money Matters Most: U. S. States Ranked by Smarts with Cash

A new study from a personal‑finance site has sorted the U. S. by how good people are at handling money, using clues like credit scores and how much folks learn about finances in school. The report says that knowing how to budget, save for a rainy day and avoid overspending can stop personal crises b

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Apr 03 2026EDUCATION

Teenagers and the Hidden Risks of Sports Betting

In Tennessee, a high‑school senior began betting on games after seeing flashy ads that promised easy money. He spent his birthday cash on a single wager and quickly escalated to larger bets, only to find that losses piled up. The experience made him stop and worry about addiction. The problem is wi

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Feb 17 2026EDUCATION

Young Minds Get a Grip on Money Matters

In Blauvelt, young students are getting a crash course in managing money. This is not your typical class. It's a new program at South Orangetown Middle School. The class is called Finance and Careers. It's designed to teach seventh-graders the basics of handling money. The idea behind this class is

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