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Nov 15 2025EDUCATION

How Money Can Change the Game in Research Funding

Funding research is not just about giving money. It's about shaping how knowledge is created and shared. This is a big deal because who gets funded can decide what kind of research gets done. It's like being the referee in a game. The rules you set can change how the game is played. So, how can fun

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Jul 09 2025OPINION

Who Should Really Pay for Climate Change?

Insurance companies in California are raising rates and dropping customers because of climate-related disasters. State Farm, the state's largest insurer, has already increased rates by an average of 17% for homeowners, 15% for renters and condo owners, and 38% for apartment owners. They are also see

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Mar 01 2025FINANCE

Insurance Companies: Balancing Risk and Reward

Insurance companies face a tough job. They need to manage risk and make smart investments. This is especially true when dealing with uncertain events that can affect multiple types of insurance. Imagine an insurance company that can buy reinsurance to spread out risk. This reinsurance cost is based

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