A recent survey shows that many people in the United States are having to make tough choices because health care costs keep climbing. About one‑third of the population, roughly 82 million people, reported that they have had to change their habits or borrow money just to pay for medical care. T
A new U. S. insurance program is stepping in to help ships travel through the Strait of Hormuz, a key route that connects Persian Gulf oil fields with the wider world. The plan is led by Chubb, a large insurer, and works with the Development Finance Corporation to cover potential damage from war‑rel
A recent survey of almost 20, 000 adults across the country revealed that about one out of every three people reduced spending on essentials like food and utilities to cover medical costs in 2025. The study, carried out between June and August, shows that this trend is especially pronounced among th
Many people think health insurance is simple: you pay a premium, and the company covers what your doctor recommends. In reality, most patients must first ask for permission before a treatment can be paid for. This step, called prior authorization, often turns simple care into a long battle. Take th
The United States has announced a plan to insure maritime losses in the Gulf region, offering up to $20 billion in coverage. This move aims to give oil and gas shippers more confidence amid tensions with Iran. The initiative follows a halt in tanker traffic through the Strait of Hormuz, where norma
The U. S. International Development Finance Corporation has announced a $20 billion initiative aimed at protecting maritime trade in the Gulf, especially against war risks. The plan was approved by President Trump and involves close work with U. S. Central Command to give confidence back to ships sa
The debate about universal health care often starts with the claim that people’s own choices cause their illnesses, so they should not receive free treatment. That argument is simple but misses the bigger picture. Countries that offer health care to everyone, even if it means waiting for non‑urgent
AM Best will speak at a big reinsurance event in Bermuda on March 12‑13, 2026. The meeting is called Re Underwriting 2026 and focuses on how insurers decide who to cover. Guilherme Monteiro Simoes, a senior analyst at AM Best since 2016, will run a session on March 13 at 9 a. m. (EDT). His
A 40‑year‑old plus‑size model recently shared that a major insurance company rejected her application for life coverage because of her weight. In a video posted to TikTok, she explained that the decision was based on her being over 300 pounds and only 5‑foot‑3. She joked that she had assumed her hea
Jean Franklin saved a lot of money before she became a mom. She and her husband, Charles—who calls himself Chaz—were ready to live comfortably in their house near Sacramento. But a health scare changed everything. In May, Jean felt shaky and went to the hospital after her speech got slurred. She lo
