PERSONAL FINANCE

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Dec 13 2025EDUCATION

Why Kids Need to Learn About Money and Economics

Many people finish school without ever learning about money or economics. This is a big problem. In 2025, adults in the U. S. still struggle with basic financial questions. They only got about half of the answers right on a test about personal finance. This shows that financial education is not work

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Dec 13 2025FINANCE

Smart Moves: Navigating Money in Uncertain Times

The Federal Reserve has made another move that could affect your wallet. In December 2025, they cut interest rates by a small amount. This is the third cut this year. It's good news for people who borrow money, like for homes or credit cards. But it's not great for those who save money in banks. Lo

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Dec 10 2025EDUCATION

New Classes Coming to Fairfax County Schools

Fairfax County is adding new classes to its middle and high schools. Starting in the 2026-27 school year, students can take courses on artificial intelligence, personal finance, and cybersecurity. The school board approved these changes. Most of the new classes are optional. This means schools can

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Dec 03 2025FINANCE

Fixing Finance: A Fresh Look at America's Money Woes

America's financial literacy is lacking, and the system isn't helping. Many people struggle with retirement planning, home buying, and other big money decisions. The shift from pensions to 401(k) plans has made things more complicated. Harvard's John Campbell and Imperial College London's Tarun Rama

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Dec 02 2025FINANCE

How the Money Game Favors the Rich

The money game is not fair. It's like a rigged contest where the rich get richer, and the poor get poorer. This is not a new idea, but it's worth talking about. The system is set up in a way that benefits those who already have money. It's like a secret club where only certain people know the rules.

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Dec 01 2025FINANCE

Gratitude and Financial Wins: A Fresh Perspective on Thanksgiving

Thanksgiving is a time to reflect on the good things in life. It's a holiday that doesn't involve gift-giving stress, but it does come with its own set of challenges, like cooking a big meal and dealing with family dynamics. This year, there's a lot to be thankful for, especially when it comes to p

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Nov 25 2025FINANCE

Unlocking Retirement: Why Spending Matters More Than Saving

Retirement isn't just about saving money; it's about enjoying it too. But many retirees find it hard to spend their savings, even after years of careful planning. This fear of spending is a big mistake, according to financial expert Ramit Sethi. Sethi believes that people should focus on spending t

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Nov 22 2025FINANCE

Is International Personal Finance a Good Bet?

International Personal Finance (IPF) is a company that's been on the radar of investors and analysts alike. Recently, Shore Capital, a respected financial analyst, maintained their "Hold" rating on IPF. This suggests that while the company is performing adequately, it might not be the best time to i

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Nov 14 2025FINANCE

Smart Money Management with Cash App's New AI Buddy

Cash App has just rolled out a cool new feature called Moneybot. It's an AI assistant designed to help users handle their money more wisely. This update also includes a new benefits program and enhanced crypto features, like finding places that take Bitcoin and making Bitcoin transactions using USD.

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Nov 12 2025FINANCE

Smart Money Moves: Lessons from a Finance Guru

Scott Galloway is a well-known figure in the world of personal finance. He is a professor, entrepreneur, and podcaster who shares his insights on building wealth. Galloway's journey to financial success is inspiring. He grew up with limited resources, supported by his mother's modest income. His pat

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