POLICY REFORM

May 01 2026POLITICS

New Limits on College Loans Aim to Cut Costs and Curb Overborrowing

The U. S. Education Department will enforce new rules on July 1 that cap how much students can borrow for graduate studies. These limits come from a federal law signed in July 2025 that reshaped the student‑loan system. The goal is to make college more affordable and simplify repayment for borrowers

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Apr 25 2026CRIME

Home Theft: A Call for Quick Fixes

A house is more than bricks; it gives families security and a legacy. When thieves take it through trickery, the damage goes beyond the law – families lose hope for future generations. In New York, many older homeowners live in constant worry. The safeguards that should protect them are weak and

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Jan 20 2026POLITICS

Putting Families First: A New Look at What Really Matters

Utah is known for its strong communities. But what makes a community strong? It's not just about shared beliefs. It's about making sure everyone has what they need to live well. This means good jobs, affordable homes, and access to healthcare. Yet, many policies seem to overlook these basic needs.

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Dec 13 2025OPINION

Breaking the Chain: A Fresh Look at Juvenile Violence

Juvenile violence in Bernalillo County is a real issue. But, are these kids born violent? Probably not. The real problem seems to be family struggles and not enough community support. Locking them up might not be the best solution. It could even make things worse. Researchers found that bad stuff h

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Nov 13 2025CRIME

Unmasking Fake Firms: How They Trick the System and What We Can Do

Fake companies, also known as shell companies, are often used to hide illegal activities. These companies don't do real business. Instead, they are set up to trick the system. They can be used to steal money, avoid taxes, or launder money. In some cases, they are used to win government contracts unf

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Oct 28 2025BUSINESS

AI's Role in Jobs and Growth: A Closer Look

AI is changing the way businesses work, and people are worried about jobs. Some think AI will take over many tasks, especially those done by new graduates and entry-level workers. A recent report even suggested that AI could replace nearly 100 million jobs in the US over the next ten years. But is t

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Oct 22 2025EDUCATION

How American Schools Are Failing Students

American students are struggling more than ever in school. Test scores are dropping, and it's not just because of the pandemic. Many kids are falling behind in reading and math. In fact, a lot of students can't even understand simple passages or summarize what they read. This is a big problem, and i

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Jul 08 2025HEALTH

Black Americans, Jails, and Mental Health Crises

Jails and prisons have a big impact on mental health in Black communities. This is not just about the people inside. It also affects those outside. When someone goes to jail, it can lead to more mental health emergencies. This is a big deal. Why does this happen? One reason is the stress of having

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Apr 11 2025BUSINESS

How China's Railway Rules Shake Up the Economy

The Chinese railway system is a complex web of tracks and trains, influenced by many factors. To understand how government rules affect this system, a new approach has been developed. This approach, known as the improved comparative static model, uses clever math tricks to figure out how changes in

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Mar 18 2025POLITICS

The Power Shift in Health Policy: Lessons from Antitrust and Climate Policy

The political economy approach to health policy is gaining traction. This method focuses on the power dynamics and the broader political, social, and economic environment that either boosts or hinders health. However, it faces a significant challenge. The current policy focus is mainly on making sur

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