America's financial literacy is lacking, and the system isn't helping. Many people struggle with retirement planning, home buying, and other big money decisions. The shift from pensions to 401(k) plans has made things more complicated. Harvard's John Campbell and Imperial College London's Tarun Rama
The UK is making big changes to its justice system. The government is reducing the number of jury trials. Now, only serious crimes like murder, manslaughter, and rape will have juries. Other cases, like those with shorter prison sentences, will be decided by a judge alone. This change is part of a
The UK is shaking things up in its court system. The government wants to speed things up by limiting jury trials. This change is aimed at cases where the punishment is less than three years in jail. Instead of a jury, a single judge will decide if someone is guilty or not. This idea is part of a bi
Healthcare systems worldwide are grappling with a silent issue: unnecessary medical procedures. These are often called low-value care. They do not improve health outcomes. They do increase costs. This problem is especially true in surgical care. Two main payment systems exist: fee-for-service and s
Colleges and universities face a tough job. They must keep up with changes outside their walls while staying true to what they stand for inside. This is not easy. The world is full of new ideas and chances. But not all of them are good for every school. Leaders in education need to think carefully.
Plants have a clever way to fight off viruses. They use a system called SAR, which stands for systemic acquired resistance. SAR acts like a plant's immune system, helping it remember past infections and protect itself better in the future. Salicylic acid (SA) and its friends, like MeSA and AzA, are
AI in healthcare is getting smarter. But how well does it work in real life? This is the big question. Tests show AI can ace medical exams. But can it handle real patients? That's the gap we need to close. First, let's talk about exams. AI has been crushing medical tests. It knows the theory. But k
Diabetic foot ulcers (DFUs) are a big deal. They happen when diabetes causes wounds on the feet that don't heal well. These ulcers can lead to serious problems, like amputations. But what if there was a way to predict or monitor these ulcers better? Researchers looked into a substance called ischem
New Jersey is in for a wild weather ride this week. A big storm is heading in, bringing snow, rain, and some icy mix to different parts of the state. The National Weather Service has issued winter weather alerts for five counties: Sussex, Hunterdon, Morris, Warren, and parts of Passaic. The storm is
Cities across the U. S. are grappling with a surge in violent crime, and many believe the justice system is partly to blame. Critics argue that judges and politicians are enabling a revolving door for criminals, allowing repeat offenders to roam free despite their violent histories. This cycle of cr
