TOYOTA FINANCIAL SAVINGS BANK

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Jan 27 2026FINANCE

AI in Banking: New Challenges and Opportunities

Banks are diving into AI, and it's a big deal. For the third year, it's the hottest trend in finance. But it's not all smooth sailing. AI brings both benefits and risks. On one hand, it boosts efficiency and improves customer service. On the other, it opens doors to fraud, deepfakes, and voice cloni

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Jan 23 2026BUSINESS

Banks Face Funding Challenges Amid Global Tensions

Banks in the euro area might struggle to get money from markets, especially in dollars and other foreign currencies, if global tensions keep rising. This warning came from the European Systemic Risk Board (ESRB) on a Thursday. Recently, things got tense between Europe and the U. S. over President T

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Jan 21 2026FINANCE

Fighting Fraud with Smart AI: How RiskFront AI is Changing the Game

Financial crime is a growing problem. Companies in the U. S. are losing over $100 billion every year. Almost 60% of them saw more fraud in 2025. At the same time, banks and fintechs face stricter rules. Teams are struggling. They have more work, but not more people. Manual reviews take up too much t

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Jan 17 2026FINANCE

Credit Card Rate Cap: Banks Brace for Trump's Bold Move

Banks are in a tough spot right now. President Trump has suggested capping credit card interest rates at 10% for a year. This idea has caused quite a stir in the finance world. Banks are trying to figure out what to do next. The problem is, there's no clear plan on how this cap would work. The Whit

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Jan 14 2026FINANCE

Unlocking Freedom: Smart Steps to Financial Independence

Financial freedom is often seen as a distant goal, something to achieve after years of hard work and saving. But what if there's a better way? Lifestyle investing offers a different path. It's not about waiting until retirement to enjoy life. Instead, it's about creating income streams that support

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Dec 29 2025HEALTH

Financial Stress Takes a Toll on Your Heart

Financial worries can age your heart faster than you might think. A recent study found that money troubles and not having enough food can speed up heart aging just as much as high blood pressure or diabetes. This means people with financial stress might be at a higher risk of heart disease and even

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Dec 02 2025FINANCE

Big Banks Start to Like Bitcoin

Bank of America is now telling its rich clients to put some money into Bitcoin. They say it's okay to put 1% to 4% of their money into Bitcoin. This is a big deal because Bank of America is one of the biggest banks in the US. They will let their clients buy Bitcoin through special funds starting Ja

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Nov 17 2025TECHNOLOGY

How Banks Are Catching Up to Tech Trends

Banks are finally stepping up their tech game. For years, they lagged behind other industries, especially retail, when it came to adopting new technology. But now, with the help of something called agentic AI, banks are keeping pace with the latest innovations. This shift is huge. Just a few years

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Nov 15 2025TECHNOLOGY

Toyota's 2GR-FE V6: The Engine That Powered Many

Toyota's 2GR-FE V6 engine has been a workhorse for the company, powering a wide range of vehicles over the years. This 3. 5-liter V6 engine first appeared in the 2005 Toyota Avalon and has since been used in various models, including the Camry, RAV4, and even the Lotus Evora. The 2GR-FE engine is k

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Oct 29 2025FINANCE

The Growing Threat of Fake Identity Fraud

Financial fraud is evolving, and one of the most alarming trends is synthetic identity fraud. This type of fraud, often referred to as "Frankenstein fraud, " involves creating a fake identity by combining real and fabricated information. Unlike traditional identity theft, where a criminal steals and

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