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Jan 15 2025HEALTH

A Court Battle Over Cancer Screenings

Imagine if your health insurance suddenly stopped covering cancer screenings. That's what could happen if a Supreme Court case, Becerra v. Braidwood Management, goes a certain way. This case is all about who should be in charge of telling insurers what to cover. There's a group called the Preventive

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Jan 12 2025HEALTH

Improving Social Insurance Medicine with Value-Based Care

Social Insurance Medicine (SIM) plays a crucial role in helping individuals with long-term work disabilities by evaluating their abilities and benefit eligibility. With the retirement age increasing and chronic diseases on the rise, the demand for higher quality and efficiency in SIM is growing. Val

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Jan 11 2025HEALTH

Health Insurance: A Game-Changer for Longevity?

Ever wondered if having health insurance could actually help you live longer? Scientists have been exploring this question for years. Back in 2008, they were just beginning to uncover some clues. Now, we have solid evidence showing that health insurance can indeed lengthen our lives. Research has fo

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Jan 10 2025BUSINESS

Wildfires Rage: The Staggering Costs in LA

In a matter of hours, the wildfires in Los Angeles have turned into a financial nightmare. The insurance costs jumped from $10 billion to $20 billion in just one day, highlighting the devastation caused by these fires. The major blazes in Pacific Palisades and Pasadena are still burning, while the H

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Jan 10 2025HEALTH

AI Tool Helps Patients Challenge Health Insurance Denials

Meet Holden Karau, a software engineer from Silicon Valley who has worked with big tech companies like Amazon, Google, and Apple. After facing her own health insurance denials, she created FightHealthInsurance. com. This free website uses AI to help patients draft appeals when their insurance claims

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Jan 09 2025FINANCE

What to Do After Losing Your Home or Business in Wildfires

Wildfires can be devastating, leaving homeowners and business owners with a lot to deal with. The first step after ensuring your safety is to call your insurance company and file a claim. This process can take months or even years, especially if you live in an area where insurance coverage has been

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Jan 09 2025ENVIRONMENT

What to Avoid After Wildfires: A California Homeowner’s Guide

If you're a California resident whose home or business was hit by wildfires, hold off on signing any paperwork right away. Insurance Commissioner Ricardo Lara warns that rushing into decisions can lead to missing out on full compensation. After ensuring safety and staying clear of affected areas, ho

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Jan 08 2025HEALTH

Health Insurance Under Biden: Nearly 24 Million Sign Up for Obamacare

Affordable Care Act (ACA) plans have seen a huge boost under President Joe Biden, with nearly 24 million people already signed up for 2025. This is almost twice the number from when Donald Trump was in office. The growth is due to bigger federal subsidies, better outreach, and an easier enrollment p

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Jan 07 2025HEALTH

Busting Medical Insurance Fraud: A Policy Deep Dive

Medical insurance fraud is no small issue. It's like a virus, threatening the health of insurance funds. To keep the system balanced and fair, we must tackle this problem head-on. This means looking at what causes fraud, how it happens, and what results from it. In China, researchers took a hard lo

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Jan 05 2025BUSINESS

Health Insurance Giants: Who's Really in Control?

Ever wondered who's calling the shots in the U. S. health insurance market? It's not a secret that a few big players have been gobbling up smaller companies. Take CVS Health, for instance. In 2018, they scooped up Aetna. That same year, Cigna bought Express Scripts. Fast forward to 2023, Kaiser Perm

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