The idea that you can live off a single number for retirement has long been tied to the 4 percent rule. That rule said you could withdraw four percent of your initial savings each year, adjusting for inflation, and expect the money to last thirty years. It was based on a mix of stocks and bonds that
The Financial Select Sector SPDR ETF, known as XLF, is showing warning signs that many investors find unsettling. Unlike other sector funds, this one moves the U. S. economy’s heartbeat; when it falters, markets often feel the tremor. Today’s data suggest that XLF is weak and its “vital signs” are d
Bullying can leave deep scars on a child’s mind, and scientists are trying to figure out why some kids become victims while others don’t. A new study looked at twins, their parents and siblings to untangle the mix of genes and surroundings that might make a child more likely to be bullied. Research
India’s central government will raise 8. 20 trillion rupees, about half of its yearly borrowing target, by issuing bonds between April and September. This move follows a shift away from ultra‑long bonds—those lasting 30 to 50 years—which saw their share cut from 35 % to 24. 9 % last year for the fir
You can buy a one‑year Sam’s Club card for only $15, down from the usual $50, if you act before March 29. The deal is not just about buying in bulk; it’s a way to cut down on errands and keep more time for yourself. A membership opens up a store full of groceries, household items, and seasonal
Senators from both parties and the White House have reached a tentative deal on a bill that would set rules for digital currencies. The focus is on how stablecoins—digital money tied to real dollars—can give people extra earnings without hurting traditional banks. The agreement could finally move th
Senators Tillis and Alsobrooks have reached a key agreement on how stablecoins can earn rewards. The deal could clear a major hurdle in the Digital Asset Market Clarity Act. Banks worry that rewards on stablecoins resemble interest on deposits. If the bill blocks these rewards, it might hur
The Federal Aviation Administration has chosen eight projects from a pool of more than thirty to test electric vertical take‑off and landing (eVTOL) vehicles in real airspace. These projects, spread across 26 states, will experiment with everything from city rides to cargo drops and medical transpor
Maestro has launched a new way for big investors to earn money from their Bitcoin holdings. The company’s “Mezzamine” platform partners with a mining‑as‑service firm called Sazmining to offer loans that are paid back using the profits miners earn from finding new blocks. The goal is to give investor
A public‑school advocate named Jenny Clark was taken off the State Board of Education when her term ended in January 2025. The change followed pressure from a lobbyist who works for an organization that opposes school choice. Clark had joined the board in 2022 after former Governor Doug Ducey
