Finding the Perfect Retirement Spot: Why Albuquerque is a Top Pick

Retirement planning is not just about saving money. It is also about finding a place where you can live comfortably and have access to good healthcare. Albuquerque, New Mexico, is becoming a popular choice for retirees. Why? Because it has over 1, 500 healthcare facilities. This includes 22 hospitals in the county. Plus, it is affordable and has plenty of entertainment options. Healthcare is a big deal for retirees. As people age, they need more medical care. In smaller towns, this can mean long drives to the nearest hospital. But in Albuquerque, retirees can relax knowing that quality healthcare is close by. The city has many hospitals, urgent care centers, and specialists. This makes it a top choice for those looking to settle down. Albuquerque is not just about healthcare. It is also affordable. The cost of living is lower than the national average. Housing prices are lower too. The median home value is $268, 500, compared to over $410, 000 nationwide. This is great news for retirees on a fixed income.Taxes are another consideration. New Mexico is not the best state for retirees when it comes to taxes. Social Security and retirement account withdrawals are taxable. However, a new law has changed things. Now, single filers earning less than $100, 000 and married filers earning under $150, 000 do not have to pay income tax on Social Security. This makes Albuquerque even more attractive. Life in Albuquerque is not just about healthcare and affordability. The city offers a lot for retirees. The Department of Senior Affairs provides services like meal delivery and transportation. There are also senior centers with arts classes, social activities, and fitness programs. Retirees can enjoy cultural events and stay active. In conclusion, Albuquerque is a great place for retirees. It offers quality healthcare, affordability, and a vibrant community. It is a place where retirees can live comfortably and enjoy their golden years.