In the United States, Democrats are focusing on a big issue: the high cost of living. This is a major concern for many people. Three Democrats are running for office and are making this issue central to their campaigns. They are Zohran Mamdani, Mikie Sherrill, and Abigail Spanberger. They all want to help people deal with rising prices. Mamdani is running for mayor ...
Peter Schiff, a well-known economist, has some strong opinions about why buying a home in the U. S. is becoming increasingly difficult. He points the finger at two big names in the housing market: Fannie Mae and Freddie Mac. According to Schiff, these institutions aren't helping people afford homes; they're actually making it worse. Schiff explains that by increasin...
Buying a home has been tough lately. Prices keep going up, and so do mortgage rates. But there's some good news. Experts think things might get better by 2030. First, let's talk about what "normal" means. A home is usually considered affordable if it costs about 30% of your income. That's the standard. Back in 2018, things were pretty balanced. Mortgage rates were l...
The U. S. Federal Reserve has been printing a lot of money lately. From 2019 to 2023, they added over $6. 3 trillion to the economy. This has made things more expensive, including prescription drugs. People without insurance or with low incomes are hit the hardest. Bitcoin is different. It has a fixed supply. This means its value is more predictable. Some scientists...
New York City has always been a beacon of opportunity. It's where many families, like those of Zellnor Myrie, came to build better lives. Myrie's parents moved from Costa Rica nearly 50 years ago, seeking work and a brighter future. They found it in New York, where Myrie was born and raised. He attended public schools, eventually graduating from Cornell Law School. H...
First-time homebuyers are facing a tough market. Prices and mortgage rates are high. This can make it hard to find a good deal. But, there are ways to make it easier. One big factor is where you choose to buy. Some places have lower prices and more options. This can make a big difference in how much you spend. A recent study looked at 180 cities in the U. S. ...
Many people are worried about a recent plan that could change how housing aid is given out. This plan would cut federal rental aid by 40%. The idea is to give states more control over how this money is used. The current system is seen as flawed, so the plan suggests ending programs like Section 8 and giving states the power to create their own rental assistance progr...
Diabetes is a serious condition that affects many people in Kaduna State. It is a global issue that brings a lot of financial problems for individuals and families. The cost of managing diabetes can be really high. This is especially true for those who do not have health insurance. Access to affordable healthcare is very important. It can help lower the number of dea...
Harvard University has taken a bold step to make education more accessible. It has decided to cover all costs for students from families earning $100, 000 or less per year. This means tuition, housing, food, health insurance, and even travel expenses will be taken care of. For families earning up to $200, 000 a year, tuition will be completely waived. This change is ...
Harvard University has made a significant change. Starting in the 2025-2026 school year, families earning less than $200, 000 per year will not pay tuition. This is a big deal. It means that about 86% of U. S. families could qualify for financial aid at Harvard. The median household income in the U. S. was $80, 000 in 2023. So, this change could help a lot of people....