Dave Ramsey, a well-known figure in personal finance, has a unique story. He went from being a successful real estate investor to filing for bankruptcy at just 28 years old. This tough experience led him to seek advice from the Bible, where he found guidance on managing money. He started a company c
Money management can be tricky. There are so many tools and tips out there, but they don't always fit everyone's needs. One person decided to try something different. They used a research tool called NotebookLM to help with their finances. It wasn't a typical budgeting app. Instead, it acted like a
Managing money can be tough, but some banks make it easier with built-in budgeting tools. These tools help track spending, set savings goals, and even categorize expenses automatically. This means no more manual tracking or guesswork. Ally Bank is great for savers. It lets you create "buckets" to o
Every year, people fall into the same trap. They spend freely in December, thinking they can handle it. But when January comes, the credit card bills pile up. It's not just bad luck. It's bad planning. The key to avoiding this problem is simple: plan ahead. Start saving for Christmas throughout the
Managing money can feel like a puzzle. There are apps to help, but picking the right one is key. YNAB, or You Need A Budget, is a top choice for those who want to plan every dollar. It's like having a financial coach in your pocket. The app teaches you to assign jobs to your money, making spending d
Spending a lot of money on a gaming PC can be thrilling, but it can also be a bit of a gamble. It is easy to get carried away and end up spending more than planned. This is what happened to one person who dropped 3000 dollars on a high-end PC. They only use it to play a game that cost 20 dollars.
Federal agency directors are about to get a sneak peek at President Trump's budget plans for the upcoming fiscal year. It is expected to be a big change. This is a routine process that happens every year. Congress will eventually take this budget and turn it into a law. This will be Trump's first b
As 2024 wraps up, it's time to think about your money plans for the new year. Experts say it's crucial to check where you stand financially before setting goals. Ashley Lapato from YNAB suggests changing how you think about money. Instead of seeing it as a chore, imagine how it can improve your futu
As 2024 winds down, it's time to think about your financial goals for the new year. Experts say to start by looking at your finances in 2024 and setting specific, realistic goals. Courtney Alev from Credit Karma suggests that a new year is a chance to see finances with fresh eyes. Ashley Lapato, fro
Bola Sokunbi, founder of Clever Girl Finance, stresses the importance of starting financial planning early. She suggests beginning with your employer's retirement savings option, especially if they offer a match. This allows younger folks to take full advantage of compounding, dividends, and appreci
