America's financial literacy is lacking, and the system isn't helping. Many people struggle with retirement planning, home buying, and other big money decisions. The shift from pensions to 401(k) plans has made things more complicated. Harvard's John Campbell and Imperial College London's Tarun Rama
The money game is not fair. It's like a rigged contest where the rich get richer, and the poor get poorer. This is not a new idea, but it's worth talking about. The system is set up in a way that benefits those who already have money. It's like a secret club where only certain people know the rules.
Thanksgiving is a time to reflect on the good things in life. It's a holiday that doesn't involve gift-giving stress, but it does come with its own set of challenges, like cooking a big meal and dealing with family dynamics. This year, there's a lot to be thankful for, especially when it comes to p
Retirement isn't just about saving money; it's about enjoying it too. But many retirees find it hard to spend their savings, even after years of careful planning. This fear of spending is a big mistake, according to financial expert Ramit Sethi. Sethi believes that people should focus on spending t
International Personal Finance (IPF) is a company that's been on the radar of investors and analysts alike. Recently, Shore Capital, a respected financial analyst, maintained their "Hold" rating on IPF. This suggests that while the company is performing adequately, it might not be the best time to i
Cash App has just rolled out a cool new feature called Moneybot. It's an AI assistant designed to help users handle their money more wisely. This update also includes a new benefits program and enhanced crypto features, like finding places that take Bitcoin and making Bitcoin transactions using USD.
Scott Galloway is a well-known figure in the world of personal finance. He is a professor, entrepreneur, and podcaster who shares his insights on building wealth. Galloway's journey to financial success is inspiring. He grew up with limited resources, supported by his mother's modest income. His pat
Managing money can feel like a puzzle. There are apps to help, but picking the right one is key. YNAB, or You Need A Budget, is a top choice for those who want to plan every dollar. It's like having a financial coach in your pocket. The app teaches you to assign jobs to your money, making spending d
Efe Kelemci, known online as Crypto Kid, is at a crossroads. With a substantial amount of money from his crypto ventures, he's contemplating a big purchase: a Ferrari. But is this a wise move, or just a flashy display? At just 18, Kelemci's journey is impressive. He started his YouTube channel at 1
Friendships can get tricky when money and sales come into play. Some people might push their businesses too hard on their friends. This can make things awkward and uncomfortable. It's important to set boundaries. If friends keep trying to sell you things, it's okay to say no. You can still be friend
